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Boat/Watercraft Insurance

Norment & Landers Insurance can help you find the boat insurance policy that fits your needs. Agents can also give a complete breakdown of what it means to have watercraft insurance.

Insured by way of a homeowner's policy

If you wish to have liability coverage and not physical damage coverage, some homeowner's policies offer an endorsement for watercraft liability.  This endorsement will provide coverage for any at fault damage incurred to other property or bodily injury to others.

If you wish to insure your boat for physical damage, we can help you with that. Boat insurance plans resemble auto policies and come with the following options:

  • Replacement Costs ‐ which pays to repair or replace a boat damaged in an accident.
  • Actual Cash Value ‐ which pays to repair or replace your boat sans depreciation values, of course.
  • Agreed Amount Value ‐ which pays to repair or replace your boat up to a set value that is similar to a policy limit that you would see with an auto insurance plan.

Norment & Landers Insurance can help you find the boat insurance plan that best meets your needs. Call us today for a quote!